Earlier this week, Islamabad was struck by a sudden and severe hailstorm that left behind a path of destruction. Residents across the capital woke up to shattered windshields, dented body panels, cracked windows, and paint damage – a harsh reminder of nature’s unpredictability.

Now, a fresh alert has been issued. The National Disaster Management Authority (NDMA) warns of more extreme weather on the way – including heavy rains, thunderstorms, strong winds, and possible hailstorms – especially across Khyber Pakhtunkhwa (KPK).

Similarly, various regions of Punjab are expected to face rough weather conditions, particularly on Friday and Saturday evenings, according to NDMA's forecast.

Dewan Motors has also issued a public advisory on social media, urging vehicle owners to take safety measures and avoid unnecessary damage.

 Public Advisory: Prepare Ahead

NDMA and automotive leaders like Dewan Motors are encouraging everyone to protect themselves and their property. If you own a car, now’s the time to act.

 Hailstorm and Car Insurance – Are You Covered?

With climate change putting Pakistan among the top 10 most vulnerable countries to natural disasters, a common question arises:
Does car insurance cover hailstorm damage?

The answer is yes – but only if you have Comprehensive Car Insurance.

Here’s what Comprehensive Car Insurance typically covers:

• Natural disasters (hailstorms, floods, earthquakes, hurricanes, etc.)

• Accidental damage

• Fire and lightning

• Malicious acts

• Riots and civil commotion

So if your car is damaged during a hailstorm, submerged in rainwater, or affected by strong winds, your comprehensive policy has you covered.

 Smart Safety Tips – Before the Storm Hits

While insurance provides financial protection, prevention is key. Here are practical steps to protect your car and yourself:

• Don’t park under trees, billboards, or unstable structures.

• Use hail-proof covers or park in a garage.

• Monitor weather alerts via trusted apps.

• Remove loose outdoor items that can become dangerous in high winds.

• Avoid driving during the storm unless absolutely necessary.

• Keep your insurance updated and comprehensive.

• Store emergency items in your car (torch, first aid, power bank, etc.).

• Follow real-time updates from NDMA or local authorities.

• Move vehicles to higher ground during heavy rain to avoid water damage.

• Take photos of any post-storm damage for insurance claims.

The recent hailstorm in Islamabad was a stark reminder of how quickly conditions can change. As extreme weather events become more common, being proactive is more important than ever.

Stay alert. Stay insured. Stay safe.